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(855) 659-3462

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Questions? We're here to help.

These are the questions we get the most, but our licensed insurance agents are standing by to help if you need it.

What age can I apply?

You are eligible at any age between 18 and 75 years old. Coverage ends at age 95.

Is a medical exam required?

Depending on how much coverage you want, a health screening may be required during the application process. You will have to answer certain health questions to apply.

Will my monthly premium ever go up?

Your premium is locked in for the length of your term and will never increase during that time.

How can the benefit be used?

Your loved ones can use the benefit however they wish. Common uses are housing expenses, education, outstanding debt, and daily living costs such as groceries and bills.

How do I apply?

A licensed insurance agent can help you find the right policy and coverage at a rate that works for you. Call (855) 659-3462 or request your free quote online.

Do I need to be a AAA member?

You do not need to be a AAA member to apply for Term Life Insurance. However, members save 10% on their monthly premiums and may qualify for additional discounts on other AAA products.

Recognized as a 2025 Ward’s 50^® Life & Health Top Performer.